中国社会责任投资 China SRI

日前，美国地球之友发布《是变绿的时候了：中国银行业所面临的环境责任》研究报告，指出中国只有两家政策性银行（国家开发银行与国家进出口银行）发布了环境政策。进出口银行的政策我是看到过的，很简单的一页纸。开发银行的政策我却没有看到过。两周前在北京的新风险投资论坛上，国家开发银行评审三局副局长做发言，我给他提了个问题，就是国家开发银行的环境政策。他说开行的网站上有，并说国家开发银行严格按照国家环境部门的政策办事，对于被环境部门否决的项目、不符合国家产业发展政策的项目，都不会放贷。我又专门在开行的网站上找了一下，没找到他所说的环境政策，却偶然发现了《国家开发银行微贷款项目环境保护框架政策公示》 。略有一些意外，居然还有这么详细的政策文件！仔细看了一下，原来是开行与世界银行的一个合作项目，难怪，世界银行的环境标准比较高，开发银行不得不按照世界银行的要求实施了。除此以外，我再也没有找到什么关于环境的政策。不过，这也是意料之中的事情，国内还没有哪一家银行真的把环境当回事。

Recently, Friend of the Earth US released a research report "Time to Go Green: Environmental Responsibility in Chinese Banking Sector" , which indicates that there are only two banks in China that have already published environmental policies. They are China Development Bank (CDB) and China Exim Bank. I know the policy of China Exim Bank which is quite simple, but I have never heard about the policy by CDB. Two weeks ago, I was in the New Ventures Forum, where an official of CDB spoke as a panelist. I raised a question to him, and asked that how CDB implements its environmental policy. He said, CDB publishes its environmental policy on the website, and all loans by CDB have to follow government's regulations. If a project has not been approved by SEPA, or if a project does not fit industrial development policy of NDRC, CDB would not finance the project. After the conference, I checked the website of CDB, but unfortunately, I did not successfully find the policy on web. I am a little bit sceptical. Anyway, it is still quite normal among Chinese banks, as none of them would care environmental standards in a very serious way. 

P.S. I found a document in CDB's website, which is called "Environmental Policy for Micro-enterprise Financing". I was surprised by this finding: it seems CDB is doing a great job! When I look into the details, I I found out this document is from a joint project btween CDB and World Bank. I guess it is the World Bank that implemented high pressure onto CBD and asked them to apply environmental criteria. Anyway, it is stil an encouraging message.